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Manage your budget
Split your payments and manage purchases, with a smart spending overview and more.
Pay anywhere that accepts Visa.
More time to pay is what we do. Charging interest? Not our thing. The Klarna Card has a 0% APR. Your credit score won’t be affected when you apply for or use the Klarna Card.
Explore our curated lists of products and stores for more inspo. Find something to love in electronics, fashion, beauty and more.
Discover Klarna features.
Download the app to enjoy all of Klarna's features. Start saving time and money now in just a few taps.
Save products in your wishlist and get notified when the price drops. Never overpay again.
Report hassle-free returns in the app and we'll pause your payments. Only pay for what you keep.
Auto-track and get updates about all your online orders in one app. No more digging in your inbox.
Save time and money with Klarna.
Shop and split your payments with Klarna. Sign up now to pay via our app, browser extension or in-store with the Klarna Card.