Shop now. Pay later.

Shop at your favorite stores today and experience the freedom to pay later with Klarna.

Buy what you love with Klarna. It's shopping the way it should be. Effortless, safe, and fun.

Pay in 4 installments

Buy what you love today, and spread the cost over time in 4 equal installments. Your card will be charged automatically. No interest. No fees. No hassle.

A world class shopping app

Our app gives you the ultimate online shopping experience. It’s filled to the brim with inspiration, deals, universal wish lists, price drop alerts and much more.

Available at your favorite stores

You can pay with Klarna at leading retailers. But if that’s not enough for you, just use the app to pay later with Klarna at any of your favorite online stores.

Shop Directory.

Connecting millions of shoppers and retailers around the world to make shopping smooother than ever.

Browse all Klarna retailers

Klarna gives you the best options to pay later. Buy what you want – when you want it.

Interest-free installments

Spread the cost of your purchase into 4 interest-free installments that are charged from your debit or credit card every 2 weeks. There are never any added costs or hidden fees.

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Pay in 30 days, no interest

Make your purchase today and start enjoying what you’ve ordered right away. Make payments online or in our app after having seen and tried the product IRL. No interest and no fees. Ever.

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6-36 month financing

Enter the easiest and most transparent financing plans you’ve ever seen. Spread your costs over flexible payment plans when you apply at checkout and receive an instant approval decision.

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About Klarna.

At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe payments are so much more than just a way to send money. That’s why our smoooth payment methods give you more time, control and joy so you can focus on the things you love.

80m

80 million shoppers are using Klarna. A large customer base already seeing the value of paying later, making one million transactions per day.

190k

190,000 retailers are working with us worldwide. From big to small, brands are partnering with Klarna to offer a seamless checkout experience to their shoppers.

14yr

We’ve been powering online checkouts for 14 years. Always with a set, specific goal in mind – to create the smooothest shopping experience ever.

Have a business and want to sell with Klarna?