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CommBank and Klarna

Together, we’re inviting you to a seamless shopping experience.

Sell with Klarna

Are you a CommBank business customer looking to team up with Klarna? Our easily integrated buy now, pay later solution will boost your sales and make running your business easier.

Selling with Klarna helps businesses to:

  • Offer a smooth shopping journey with seamless user experience

  • Boost sales and increase average order value

  • Build customer loyalty and repeat purchases

  • Get paid in full after dispatch

  • Enjoy seller protection

Commonwealth Bank of Australia

We’re getting smoooth together

By partnering with CommBank, we're giving you the option to quickly register a Klarna account through your existing CommBank account, making it easy to discover and shop at any online retailer in the Klarna app.
Stay on top of your spend when you pay later in 4 instalments. No hassle, no interest and no fees when you pay on time with Klarna (standard CommBank account fees and interest will apply where applicable). You can also choose to see your Klarna purchases and payment details in the CommBank app to help you keep track.

How it works

How it works

Signing up to Klarna is faster using the CommBank app. Get started today to experience smoooth shopping.

  1. Download the Klarna app > Tap sign up with CommBank

  2. Share your details and choose the eligible CommBank debit or credit card you’d like to use

  3. Go to the Klarna app to verify your details, then you’re ready for smoooth shopping

Frequently asked questions

No! Anyone can download the Klarna app on iOS or Android and start browsing today.

Signing up for the Klarna app through CommBank is the easiest option for creating a Klarna account. And when you agree to share your order information with CommBank, you can easily view your Klarna payments & purchases in the CommBank app.

Purchases are made in the Klarna app using a Ghost card. A Ghost card is a single-use, prepaid card that allows you to make a purchase at almost any Australian retailer through the Klarna app’s shopping feature. Each time you create a Ghost card in the Klarna app, you will be given a new single-use card number.

When you choose to pay through in-app shopping, we will perform a hard credit check.

Klarna generally requires a minimum of 12 months of trading for all applications. Klarna’s core merchant categories are Fashion, Beauty, Footwear, Athleisure, Sporting Goods, Jewellery, Home and hardware and Electronics retailers. If you are unsure of whether you can sell through Klarna,


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