Pay yourway withKlarna

Shop securely and choose to pay in 3 interest-free payments, or in full.¹

4.8/5 in the App Store

¹ Please shop responsibly. 18+ ROI residents only. Credit subject to status. APR 0%. Missed payments may incur a fee and affect your ability to use Klarna in the future. T&Cs apply.

Use Klarna anywhere you shop

At checkout

Find the pink Klarna badge at your favourite brands when you shop online.

Learn more

In the Klarna app

Stay on top of your spending, shop anywhere with Klarna and earn cashback.²

Get the app

² Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms and conditions apply.

Why use Klarna

Enjoy secure shopping, lightning-fast checkout, and flexible payment options that suit your budget.

Flexible payments

Pay over time with Klarna's flexible payment options, giving you more control over your budget.

No fees if you pay on time

Shop with confidence knowing there are no surprise fees or charges when you use Klarna.

Smooth checkout

Enjoy a quick, seamless checkout process that makes shopping faster and easier.

Security and buyer protection

Shop safely with Klarna’s robust security features and buyer protection, ensuring peace of mind with every transaction.³

Cashback & deals

Unlock cashback rewards and exclusive offers, making every purchase even more rewarding.

Smart finances

Earn interest, manage payments flexibly, and keep your savings secure with Klarna balance, Flex account, and Fixed term savings account.⁴

³ Exclusions apply. Learn more.

⁴ The account is covered by the Swedish deposit guarantee scheme in accordance with a decision by the Swedish National Debt Office. The maximum compensation to each customer is SEK 1,050,000 (about EUR 100,000*) and the National Debt Office will make the compensation available for payment within 7 business days of the date the right to compensation commenced. Read more here. *The amount of compensation payable will be determined by the prevailing exchange rate at the time that the payment is made. By way of example, the amount of compensation that would be paid today equates to approximately 100000€ but this figure may fluctuate over time.