Pay yourway withKlarna

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Shop securely and choose to pay in 3 interest-free payments, or in full.ยน

4.8/5 in the App Store

ยน Please shop responsibly. 18+ ROI residents only. Credit subject to status. APR 0%. Missed payments may incur a fee and affect your ability to use Klarna in the future. T&Cs apply.

Use Klarna anywhere you shop

Mobile device showcasing Klarna at checkout

At checkout

Find the pink Klarna badge at your favourite brands when you shop online.

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ยฒ Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms and conditions apply.

Why use Klarna

Enjoy secure shopping, lightning-fast checkout, and flexible payment options that suit your budget.

Flexible payments

Flexible payments

Pay over time with Klarna's flexible payment options, giving you more control over your budget.

No fees if you pay on time

No fees if you pay on time

Shop with confidence knowing there are no surprise fees or charges when you use Klarna.

Smooth checkout

Smooth checkout

Enjoy a quick, seamless checkout process that makes shopping faster and easier.

Security and buyer protection

Security and buyer protection

Shop safely with Klarnaโ€™s robust security features and buyer protection, ensuring peace of mind with every transaction.ยณ

Cashback & deals

Cashback & deals

Unlock cashback rewards and exclusive offers, making every purchase even more rewarding.

Smart finances

Smart finances

Earn interest, manage payments flexibly, and keep your savings secure with Klarna balance, Flex account, and Fixed term savings account.โด

ยณ Exclusions apply. Learn more.

โด The account is covered by the Swedish deposit guarantee scheme in accordance with a decision by the Swedish National Debt Office. The maximum compensation to each customer is SEK 1,050,000 (about EUR 100,000*) and the National Debt Office will make the compensation available for payment within 7 business days of the date the right to compensation commenced. Read more here. *The amount of compensation payable will be determined by the prevailing exchange rate at the time that the payment is made. By way of example, the amount of compensation that would be paid today equates to approximately 100000โ‚ฌ but this figure may fluctuate over time.

Pay with Klarna at your favourite brands

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Razer BlackShark V2 X
Apple iPhone 16 Pro, 256GB Natural Titanium
Apple MacBook Air, 13.3-inch, M1 Chip, 8-core CPU, 7-core GPU, 8GB Unified Memory, 256GB SSD Storage
Samsung Galaxy S25 256GB Navy
Super Mario RPG (Switch)

Find a great deal and spread the cost on over 1 million products

Tonies Lindbergh Die abenteuerliche Geschichte einer fliegenden Maus (A)
Samsung Galaxy S25 Ultra 512GB Titanium Whitesilver
Apple iPhone 16, 256GB Ultramarine
Samsung Galaxy S25 Ultra 256GB Titanium Gray
Motorola Edge 50 Pro 512GB

Security comes as a standard

Strict data protection

Pay it safe knowing that your money and data are secure from fraud.

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DataProtectionNZ