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Elevate your shopping experience.

Get more flexibility to shop the things you love with 4 interest-free payments from Klarna.

Get the free Klarna app on your phone:

Klarna is the smooothest & safest way to get what you want today and pay for it over time. Split your purchases into 4 interest-free payments. No catch. Just Klarna.

How does Klarna work?

We partner with top retailers all over the world to make it easy to split your purchase into manageable payments. The first payment is made at the checkout and the remaining payments are collected every 2 weeks.

Payment plan

At the checkout

Select the option to pay with Klarna and enter your payment information. There is never any interest or fees when payments are made on time.

Purchase approved

When the order is shipped

Once your order is confirmed and on it’s way, we’ll charge the first installment. Once the payment has been processed you will receive a notification.

Payment status

Every two weeks

We will automatically charge your card every two weeks for the remaining three payments. We'll send you an alert ahead of time.

Why Klarna?

Total freedom to buy online.

Buy now, pay later is an alternative to credit and gives you the flexibility to shop without breaking the bank. When you split the cost of your purchase into 4 smaller payments, you’ll never pay any interest.

Smooother than the rest.

We require only basic information at the checkout, so you can complete your purchase with full transparency. It’s the simplest one-time sign-up process you’ve ever used.

All in the Klarna app.

Get a full overview of your orders and payments online or in our app. Payments are automatically collected every two weeks so you don’t have to lift a finger.

Shop and save.

Find the best deals with Klarna.

There’s a new club in town!

Shopping is even more rewarding with Klarna rewards club—join now for free. Earn points to unlock perks and get special access to exclusive club deals and experiences.

Are you a business ready to sell with Klarna? Let’s talk!