A payment experience that shoppers love.

Give shoppers the financial freedom they deserve by letting them split their payments in 4, while you get paid in full—upfront. It’s a win-win.

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The world’s biggest brands use Klarna to elevate their shopping experiences.

How it works.

Let shoppers pay later in 4 payments. Increase your sales, average order value and repeat customer purchases. When you team up with Klarna you get more than just a modern payment method. We enhance the complete shopping journey.

The best way to sell

Our services are built to create a smoooth (yes, with 3 o's) shopping experience from beginning to end. We increase shopper flexibility which means higher conversions and basket values for you.

Access loyal shoppers

Today, over 90 million shoppers have bought with Klarna and our app brings together over 14 million monthly users. This gives shoppers a clear overview of their purchases and allows for easy post-purchase order management.

Promotional messaging

Tell shoppers about their flexible payment options as soon as they come to your site. Automatically promote different payment options based on the basket size of the order. Good news for shoppers – great news for your business.

The best way to sell

Our services are built to create a smoooth (yes, with 3 o's) shopping experience from beginning to end. We increase shopper flexibility which means higher conversions and basket values for you.

Access loyal shoppers

Today, over 90 million shoppers have bought with Klarna and our app brings together over 14 million monthly users. This gives shoppers a clear overview of their purchases and allows for easy post-purchase order management.

Promotional messaging

Tell shoppers about their flexible payment options as soon as they come to your site. Automatically promote different payment options based on the basket size of the order. Good news for shoppers – great news for your business.

With you wherever

We follow your global enterprise anywhere across the world, making sure you offer a payment solution that supports you, is locally adapted, and delights your users as much as your products do.

We help your business grow.

45%

increase in average order value from shoppers paying with 4 payments.

20%

Customers who choose Klarna shop 20% more often than others.

44%

of users would have abandoned their purchase if 4 payments weren't available.

Effortless integration.

Getting up and running with Klarna is easy. We can quickly integrate with your existing technology platforms and payment partners. Need a custom solution? We can do that, too.

Meet your dedicated team.

Our largest clients get a dedicated team to take you from negotiation to launch, optimization, and beyond. The team consists of marketing, analytics, and technology experts that will give you hands-on support with development, integration, marketing, and more as you scale your business.

No risks. Just benefits.

Selling with Klarna is proven to boost your sales and make running your business easier.

Get new customers.

Klarna refers millions of shoppers to our partners via integrated marketing campaigns and our shopping app.

Problem? No problem!

We’re here to help if anything unexpected happens to you or your customers during the shopping journey.

Zero fraud liability.

We make it easy for you to track your packages, report returns, and everything in between.

Upfront payments.

You always get paid upfront and in full with any Klarna payment method.

Seller protection.

We assume all credit & fraud risk when our payment methods are used, so you can just focus on your business.

Global solutions.

All of our products are made to be adaptable to fit local preference and legislation.

Automatic updates.

You’ll always have the latest and greatest version of all Klarna products.

Settlements made simple.

Customize settlement reports to best suit your accounting system.

Get more customers who shop more often.