Pay later with Klarna

The shortcut to shopping.

Get personalised inspiration, exclusive deals and pay in 4 instalments everywhere online. Only in the Klarna app.

Pay in 4

Enjoy the flexibility to pay with 4 interest-free payments at any online store through our app.

Manage your payments

Get a clear overview of all your shopping with Klarna in the app, report returns and get help if you need it.

Never pay full price

Our instant approval process has zero impact on your credit score.

90m

90 million active shoppers have already experienced smoooth payments. Two million transactions per day means a large customer base seeing the value of pay later.

250k

Over 250,000 retailers are working with us worldwide. From big to small, brands are partnering with Klarna to offer a seamless checkout experience to their shoppers.

15 yrs

We’ve been powering online checkouts for 15 years. Always with a set, specific goal in mind – to create the smooothest shopping experience ever.

Have a business and want to sell with Klarna?