Person with a Klarna keyring; animated overview of Klarna app payments on a phone.
Person with a Klarna keyring; animated overview of Klarna app payments on a phone.

Your money treated right

Pay smarter, save easier, and keep your finances in check. Everything you need, all in the Klarna app.

Get the app

Your money treated right

Pay smarter, save easier, and keep your finances in check. Everything you need, all in the Klarna app.

Trusted by millions worldwide

4.5
Trustpilot logo.Trustpilot rating
20
years of experience
120m
users worldwide
1.2m+
merchants

Your everyday money app

Flexible payments and smart insights that help you stay on top of your money.

Your everyday money app

Flexible payments and smart insights that help you stay on top of your money.
Designed around you
Klarna app on a phone beside purple cauliflower and shopping bags.
Clear and simple
Always supported
  • Choose how you pay. In full, later, or over time. Always with clear terms and helpful reminders.
  • Track your spending, organize your money, and stick to your budget, all in one app.
  • Get instant answers from our 24/7 AI assistant, with real human support when you need it.

Pick how you pay

However you like to pay, we've got you covered. Just look for the pink badge at checkout or when shopping online.

An arm holding pink headphones beside a “Pay with Klarna” checkout badge.

Checkout

Pay at checkout
A hand holding a phone showing payments due in the Klarna app.

Klarna app

Shop with built-in security

Your transactions include buyer protection¹ and advanced fraud prevention. Your money and data stay safe with every transaction.

Learn more about security

Real reviews from real people

4.5 out of 5 star rating on Trustpilot
TrustScore
4.5
|
596'679 Bewertungen

Customer reviews reflect their personal experience and opinion. Showing our 5-star reviews.