Make the right choice at the right time.
Buy what you love with Klarna. It's shopping the way it should be. Effortless, safe and fun.
Pay in 3 instalments
Buy what you love today, and spread the cost over time in 3 equal instalments. Your chosen card will be charged automatically. No interest. No fees. Ever.
Pay up to 30 days later
Shop now. Pay later. Get up to 30 days to pay ensuring you love your items before you pay with no late fees or interest. Say goodbye to waiting around for refunds.
Keep track in our app
Track your purchases, make payments, even snooze a transaction for 10 days, all in the Klarna app.
The Klarna app
Post purchase perfection
In the Klarna app you can easily manage all your purchases and repayments, report a return and get help with any questions.
Make payments, report a problem, manage returns.
Chat with support 24/7 - we’re always here for you.
Klarna was founded in Stockholm, Sweden and is Europe's most valued private fintech company. We offer products and services within payments, social shopping, and personal finances. Today, we have 2,500 employees from 86 nationalities who all work towards the same goal: to keep exploring just how smoooth the future shopping experience can become.
85 million shoppers have already experienced smoooth payments. One million transactions per day means a large customer base seeing the value of pay later.
205,000 retailers are working with us worldwide. From big to small, brands are partnering with Klarna to offer a seamless checkout experience to their customers.
We’ve been powering online payments for 15 years. Always with a set, specific goal in mind – to create the smooothest shopping experience ever.