Shop now. Pay later.

Shop at your favourite stores today. Pay later with Klarna. Easy.

Buy what you love with Klarna. It's shopping the way it should be. Effortless, safe and fun.

Pay in 3 instalments

Buy what you love today, and spread the cost over time in 3 equal instalments. Your chosen card will be charged automatically. No interest. No fees. Ever.

Pay up to 30 days later

Shop now. Pay later. Get up to 30 days to pay ensuring you love your items before you pay with no late fees or interest. Say goodbye to waiting around for refunds.

Keep track in our app

Track your purchases, make payments, even snooze a transaction for 10 days, all in the Klarna app.

Shop directory.

Find thousands of UK retailers where you can use Klarna.

Browse all UK Klarna retailers

Klarna gives you the best options to Pay later. Buy what you want – when you want it.

Interest-free instalments

Spread the cost of your purchase into 3 interest-free instalments that are charged from your debit or credit card monthly. No interest and no fees. Ever.

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Pay up to 30 days later

Make your purchase today and start enjoying what you’ve ordered right away with no late fees or interest. Pay for your purchase online or in our app after having seen and tried the product IRL.

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6-36 month financing

Enter the easiest and most transparent financing plans you've ever seen. Spread your costs over flexible payment plans when you apply at checkout and receive an instant approval decision.

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About Klarna.

At Klarna, our goal is to create the best shopping and purchase journey in the world. We believe the payments experience can be so much better and that’s why our smoooth (yes, 3 o's) payment methods give you more time, control and joy so you can focus on the things you love.


70 million shoppers are using Klarna. A large customer base already seeing the value of paying later, making one million transactions per day.


170,000 retailers are working with us worldwide. From big to small, brands are partnering with Klarna to offer a seamless checkout experience to their customers.


We’ve been powering online payments for 14 years. Always with a set, specific goal in mind – to create the smooothest shopping experience ever.

Have a business and want to sell with Klarna?