Does Klarna charge an annual fee?

No, there is no annual fee for using Klarna.

Late payments and unpaid debts may however incur fees for our Pay later products and services.

You can find detailed information about fees in our Terms and Conditions.

What is a Klarna membership?

Klarna membership is a paid monthly subscription that gives you access to additional features and benefits.

You need Klarna Everywhere or higher to:

Use the Klarna Credit Card
Use Pay later, Pay in 3, or Pay in 4 with the Klarna Card or a one-time card

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