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Shopping with Klarna is smoooth like a pencil through jelly.

No matter how you shop, payments should be a breeze. Klarna lets you pay in a number of different ways, so you can choose whichever way suits you the best.

Shop simple

However you like to shop and whatever you like to buy, here are some things that make your payments smoooth.

Problem? Solved.

Reporting a problem is easy with the Klarna. Live chat or give us a call and we’ll pause your payment until we have everything sorted out.

Never be late

Late doesn’t look good on anyone. Our reminders make sure you don't miss a payment.

Payment / Collect into monthly invoice / Black Created with Sketch.

Everything in one place

Log in and find all your new and old orders.

We got you covered

Shopping is nice, so it should also be safe. Wherever you choose to pay with Klarna, you know you can always pause your payment if something goes wrong. No matter the issue, let us know and we’ll get it sorted.
You can also be sure all your details are kept incredibly safe. All this and more thanks to the Klarna’s Buyer Protection.

Klarna’s Buyer Protection in detail

Our methods. Explained.

Pay now.

Pay directly at the checkout with your existing credit or debit card.

Klarna can remember your card securely for you, so that next time you shop – you won’t need to enter it again.

Pay later.

Get time to try your order and only pay for what you love.

14 or 30 days to pay – depending on the store- with no interest or fees.

Super simple and safe, just select Pay later at any supported checkout.

See the shop directory for a list of online stores we work with!

You can review your latest buys and settle your monthly statement at any time by logging in.

Slice it.

Spread the cost of your purchase into equal monthly payments without paying interest.

No complex forms during the Klarna Account application and decisions are made in real-time.  Once approved, you will start a Klarna Account and make payments monthly.

You’re in control – better management of your finances to spend how and when you want. You can choose at any time to start paying the minimum monthly payment instead with interest. You will be emailed monthly statements.

It’s easy to use again – once you’ve been approved you can use Slice it to finance future purchases up to your credit limit with just one click.

Don’t forget to pay. If you miss monthly payments, promotional interest rates are cancelled and you will be required to pay interest on repayments.

Representative examples
Representative: 18.9% APR (Variable)
Purchase Interest Rate: 18.9% p.a.
Assumed Credit Limit: £ 1,200

Credit is offered subject to financial circumstances. You must be at least 18. You can review your latest buys and settle your monthly statement at any time by logging in.