Shop now, pay later.

Shop now, pay later.

Anywhere online, only with the Klarna app.

Get the Klarna app directly to your phone:

Klarna is the smooothest and safest way to get what you love today, and pay over time. No interest. No hidden fees. Just Klarna.

So, how does Klarna work?

We partner with retailers all over the world, so that you can shop smoooth directly from their sites. Don't spot us at the checkout? No worries. You can use our app to enjoy flexible payment options everywhere and anywhere online.

Pay later with our shopping app.

Download our free app and get personalised inspiration, exclusive deals and the freedom to shop responsibly and pay how you prefer.

Your new source of inspiration.

Discover thousands of brilliant brands already using Klarna. From your next pair of shoes to your new phone, check out our store directory to get started.

Pay later with Klarna.

Millions of savvy shoppers have already chosen Klarna when shopping at their favourite retailers. Try before you buy and pay in full up to 30 days later, or split the cost into monthly instalments.

3 interest-free instalments

Pay in 3

Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days.

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Pay in 30 days

Pay in 30 days

Make your purchase today so you can try before you buy. Only pay for what you keep. Pay up to 30 days later. No interest. No fees. No impact credit score.

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Financing

Financing

This longer term credit option allows you to spread the cost of more expensive purchases over 6-36 months.

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The brands behind the buzz.

With the Klarna app, you can pay in 3 interest-free instalments at all your favourite brands – that’s right, all of them!

Klarna app

Spread the cost at any store.

Elevate your shopping game.

  • Shop your favourite brands.
  • Access the latest deals and track price drops.
  • Manage your payments, report returns and get help if you need it.

Get the Klarna app directly to your phone:

Does Klarna impact my credit score?

Got any more questions? Read all our FAQs on our Customer Service page.

Why Klarna?

Spread the cost.

At Klarna we believe there is a better way to shop, one without credit cards, interest or fees. Our instalments product is an alternative without the nasty side effects. We partner with retailers to provide flexible payment options for you. No interest. No fees. No impact on credit score.

Buy now, pay later.

Paying after delivery allows you to try before you buy and is the easiest way to shop online. Complete the payment in full after purchase at no added cost. You can report returns directly in our app and only pay for the items that you keep.

Pay over 6-36 months.

Spread the cost of your purchase giving you more time to pay. With a real-time credit decision, you can complete the purchase immediately with up-front terms and conditions. Have a full overview online or in our app of your payments.