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How to use Klarna
Klarna Credit Card
Credit score & credit checks
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One-time card Service
Services
How to use Klarna
Who can use Klarna?
Where can I use Klarna?
Can I use Klarna to purchase gift cards?
How much am I eligible to spend?
Why was I charged a service fee?
Does Klarna charge an annual fee?
Why can’t I make a payment to Klarna whilst traveling abroad?
How can I make a formal complaint to Klarna?
Klarna Credit Card
How do I apply for a Klarna Credit Card?
How do I pay for my Klarna Credit Card purchases?
Why was my Klarna Credit Card purchase declined?
When will I receive my Klarna refund?
How do I replace or cancel my Klarna Credit Card?
Why was I denied a Klarna Credit Card?
Credit score & credit checks
Does Klarna perform a credit check and will this affect my credit score?
Payment options
How does Pay in 30 days work?
What is Financing and how does it work?
How can I use Klarna on Apple Pay?
Why are not all payment methods available at the checkout?
One-time card Service
What is a One-time card service and how does it work?
What happens if my purchase is for a different amount than the One-time card I created?
What if I never use the One-time card and want to cancel it?
Why was the One-time card purchase declined?
Services
How can I turn the Cookie Service on and off?
How do I change my data sharing preferences for Sign in with Klarna?
How does Auto-track work?