How to pay with Klarna at Fabletics

To use Klarna, you need to:

• Be a resident of Germany

• Be at least 18 years old

• Have a valid bank account

• Have a good credit score

• Have a mobile phone number

You can use Klarna at partner stores and any online shop in Germany that accepts prepaid cards.

Discover stores where you can shop directly with Klarna on their website. Or use the Klarna app to shop at your favorite stores and pay with Klarna.

Can I buy anything with Klarna?

Almost anything! There are a few exceptions:

• Bill or rent payments

• Gift cards

• Payments to government agencies

• Medical care

• Online gaming or gambling

• Rideshare services

• Subscription services

• Purchase of medications or alcohol

You can find more information in our Terms and Conditions.

There is no predefined spending limit when using Klarna. Instead, a new automated approval decision about how much you can spend with us is made each time you pay with Klarna. Eligibility is based on factors such as your payment history with Klarna, outstanding balance, the total amount in your shopping cart, and our ability to identify you.

What is prequalification?

Prequalification is store-specific, it estimates what may be available for a purchase at a specific store and for the payment options offered. It is an estimate, not guarantees, and the final decision is still made when the purchase is assessed at checkout.

You can make up to 3 prequalification attempts at each store within 48 hours.

Yes, depending on the payment option or service you choose, Klarna may run credit checks with credit bureaus.

As a responsible lender, we want to help our customers make the right financial decisions for their circumstances.

When we run a credit check, we verify your identity using the information you provide and review your credit report to understand your financial behavior and assess your creditworthiness.

Below is an overview of which credit checks are performed for Klarna's payment options and services, and whether they affect your credit score.

We don't run a credit check when you:

• Sign up for Klarna

• Download the Klarna app

• Choose to pay by direct bank transfer

We run a credit check that doesn't affect your credit score when you:

• Select Pay in 30 days

• Pay for a purchase immediately via direct debit

• Pay for a purchase in 3 interest-free installments

• Open a Klarna personal account or top it up via direct debit from another account

• Choose financing with Klarna

• Apply for your Klarna Card

We run a credit check that could affect your credit score when you:

• Apply for your Klarna Credit Card

We obtain our credit information from SCHUFA and Experian. If you have questions about the services these credit bureaus offer, we recommend contacting them directly.

For more information about how we process your data in connection with credit checks, please see Klarna's Privacy Policy and the applicable Terms and Conditions.

Enhance your shopping experience with the Klarna app and earn up to 9 % cashback on purchases made through the app. Plus, find exclusive deals only available to Klarna users.

Yes, the Klarna app is completely free to download and use.

Yes, Klarna uses security measures to protect your personal and payment information. Payments are processed securely.

Returns are handled directly through the store. Once the return is processed by Fabletics, Klarna will adjust your payment plan accordingly. This may include updating upcoming payments or issuing a refund if you’ve already paid. You’ll be notified by Klarna once the adjustment has been made.