Smart paymentsolutions thatincrease sales

Join 1m+ merchants offering flexible payments. Customers choose their terms; you get paid instantly.

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Partnered with the world’s top brands

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Make our 119m shoppers your customers

Step into the new era of shopping with flexible payment options trusted around the world. Turn Klarna fans into loyal customers with a seamless experience—pay now, later, or over time.

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We help businesses grow

Grow with a checkout experience shoppers love. Trusted by millions every month—across online and in-store journeys.

40%

increase in average order value

20%

increase in conversion

46%

higher purchase frequency than average shoppers

Payment options for every purchase

Why limit your customers to one choice? Meet their needs and boost your business by offering the option to pay now, later, or over time—proven to increase both online and in-store conversions.

Pay in 3 or 4

Give shoppers the freedom to spread the cost over 3 or 4 payments, interest-free. You get paid upfront, and customers get a flexible plan.

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Pay in 30 days

Let customers shop what they want today with an extra 30 days to settle the payment, while you get paid right away.

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Pay in full

Shoppers can pay upfront and by card. Enjoy buyer and seller protection no matter the spend amount. Let us take the risk, so you don't have to.

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Financing

Give customers more time to pay. They can spread the cost over manageable monthly payments—more flexibility, less friction, greater confidence.

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Effortless integration with Klarna—directly or via our partners

Klarna is available on all major e-commerce and payment platforms. Add the power of the pink Klarna badge to your checkout with a quick and easy integration. Need a custom solution? We can do that for you too.

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No risk, just rewards

Engage ready-to-buy shoppers and turn them into loyal customers. All backed by seamless, reliable tech for a smooth experience—more trust, less churn.

Attract new customers

Millions of shoppers discover retailers through us—lowering acquisition costs and increasing lifetime value.

Get paid upfront

You always get paid upfront and in full with any Klarna payment option.

Seller protection

We assume credit and fraud risk, so you can focus on running a successful business.

24/7 customer service

We're here to support you and your customers if anything unexpected happens.

Global enterprise solutions

Benefit from adaptable products that fit local preferences and legislation.

Automatic updates

You’ll always have the latest and greatest version of all Klarna products.

Drive awareness and conversions

Experience the Klarna difference: our intuitive, cutting-edge platform builds customer loyalty and boosts business across all sectors. Trust Klarna to fuel your growth with payment options for every shopper.

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On-site messaging

Turn visitors into customers with on-site messaging. Klarna can be displayed at key points in the shopper journey—automatically and free of charge.

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Express checkout

Make shopping frictionless with our one-click sign-up and pre-filled checkout experience. Remove lengthy sign-up forms and passwords to speed up checkout and boost conversion.

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Sign in with Klarna

Drive registrations with easy sign-in processes. This saves your customers time and provides them with a faster, hassle-free shopping experience.

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Boost your business. Get started today.

Tap into the Klarna network and grow your business by offering flexible, fair payment options.

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