Split the cost. Pay in 4, interest-free.
Pay in 4 lets you buy now and pay later by splitting your purchase into 4 interest-free payments¹, offering a simple and flexible way to manage your spending.
Split the cost. Pay in 4, interest-free.
Pay in 4 lets you buy now and pay later by splitting your purchase into 4 interest-free payments¹, offering a simple and flexible way to manage your spending.
Split the cost of your purchase
Why do shoppers choose to pay in 4?
No fees when you pay on time.
Payments are collected automatically every 2 weeks.
Get more control over your cash flow.
How Pay in 4 works
1. Choose Klarna at checkout
Click on the pink badge and pay with Klarna at your favourite stores.
2. Make your first payment
Choose Pay in 4, and your first payment is collected when your order is shipped.
3. No fees when you pay on time
The next three payments are automatically charged every 14 days. We’ll keep you on track with reminders and updates.
Don't see the Klarna badge at checkout?
Don't see the Klarna badge at checkout?
Frequently asked questions
Questions on how to use Pay in 4? Find your answers below. For any further help or troubleshooting, please contact customer service.
Pay in 4 allows you to split your purchase into 4 interest-free payments, paid every 2 weeks. Just choose Klarna at checkout at partner stores. The first payment will be taken from your credit card, debit card or bank account when your order is shipped. The remaining three payments will be automatically charged every 2 weeks afterwards, with no interest or fees when you pay on time.
To be eligible to use Klarna you must:
Be a resident of Ireland
Be at least 18
Have a valid card/bank account
Be able to receive verification codes via text
If we are unable to collect the payment on the scheduled date, we will try again. If that payment attempt also fails, the missed payment will be added to the amount of the next scheduled payment.
Please note, missed payments may incur fees and unpaid debts may be sent to debt collection.
Need a few extra days to pay?
You can extend your next payment date once per order:
- 1.
Go to Purchases
- 2.
Select the order you would like to pay later
- 3.
Tap Payment options and then tap Extend due date
If you are struggling to make a payment or experiencing unexpected financial hardship, contact us - we are here to help.