Get more time to pay.
Pay in 4 with zero interest, everywhere online. All in the Klarna app.
Get the free Klarna App on your phone:
Klarna is the smoooth & safe way to get what you want today, and pay in 4 instalments over 6 weeks.
So, how does Klarna work?
There are two ways to use Klarna. You can take Klarna’s pay in 4 option to any store by downloading and shopping directly through our app, everywhere online. Or, simply go to the retailers we’re currently partnered with and pay with Klarna at checkout.
Pay in 4 everywhere with Klarna.
Download the Klarna app and get the freedom to pay in 4 with zero interest everywhere online.
Pay with Klarna at your favourite retailers.
Discover hundreds of buy now pay later retailers with Klarna available at checkout. From your next pair of shoes to your new phone, check out our store directory to get started.
Manage your payments.
Get a clear overview of all your shopping with Klarna in the app, report returns and get help if you need it.
Pay later shopping.
Millions of people have already discovered the benefits of online shopping with payment plans. Pay over time, no matter what you need, we’ve got flexible payment options to fit your budget.
Split the cost of your purchase into 4 payments, paid every 2 weeks. No interest. No catch. Just more time to pay for the things you love.
No interest. No catch.
Buy now, pay later is an alternative to credit and gives you the flexibility to shop what you want, when you want, without breaking the bank. When you split the cost of your purchase into 4 smaller payments with Klarna, you’ll never pay any interest. Ever.
Smooother than the rest.
Report returns directly in our app and only pay for the items that you keep. Get a full overview of your payments online or in our app.
Pay later at any store.
Elevate your shopping game anywhere online.
Shop your favourite brands and get rewards for shopping with our rewards club.
Access the latest deals and track price drops.
Manage all your payments, report returns and get help if you need it.
Have a business and want to sell with Klarna?
Choose your language and region
Klarna is available around the world with a variable offering, choose one that suits you best.