Pay in 4 in the Klarna App

Boost your business with Klarna.

Attract, convert, and retain customers with flexible payment options and performance-driven marketing.

global shoppers.

retail partners.

daily transactions.

Trusted by the world's most loved brands.

Businesses of all sizes grow with Klarna.

Select your estimated annual sales to see solutions that work for your business.

Less than $3M annual sales.

Give customers more time to pay, while you get paid in full - upfront. It's a win-win.

More than $3M annual sales.

Give your customers financial freedom with flexible payment options - and attract new shoppers through our suite of performance-driven marketing solutions.

Payment and marketing solutions that make an impact.

Meet the world's greatest shoppers.

We create omnichannel marketing plans that put your brand in front of Klarna's highly engaged customers. Our retail partners see up to 40% of Klarna shoppers are new to their brand.


shoppers in the AU (and growing).


are Gen Z and Millennial.


higher purchase frequency than the average shopper.

Explore tools for your business.

Less than $3M annual sales.

More than $3M annual sales.