Pay in 4 with no interest hero image mobile

Boost your business with Klarna.

Let your customers pay how they want, when they want. Boost sales, increase average order value and keep them coming back for more.

Join the world’s fastest growing shopping community.

Klarna has been connecting the world’s biggest brands with high quality customers for over 15 years. With Klarna, shoppers get a new sense of freedom to shop when inspired and spread the cost of the order with no extra complexity or fuss.

We are now live in Australia and we invite you to join the ride!

Meet the world’s greatest shoppers.

We reach and engage millions of hungry shoppers across our app and social channels, driving traffic to your store.


4 million unique visitors to our shop directory every month - the perfect place to promote your store across the globe.


7.8 million monthly active users of Klarna’s shopping app - the most downloaded Pay Later app in the world.


50 million social media impressions every month. Our high engagement marketing campaigns tap into pop culture.

Shopping made simple.

4 instalments makes it easy to buy now and pay later.

As an alternative to credit, 4 instalments increases sales and customer loyalty when added to your online checkout.

Shoppers get the benefit of increased purchasing power with the flexibility that fits their lifestyles.


of users would have abandoned their purchase if 4 instalments weren’t available


of users say Klarna is a better experience than other online checkouts


of shoppers were satisfied with their 4 instalments experience

How it works.

Spreading the cost over 4 simple payments couldn’t be easier for the shopper. It is as easy as making a regular card purchase, but gives your customers more flexibility and increases their purchase power.

1. While browsing

Shoppers learn that they can buy now and spread the cost over 4 instalments at no additional complexity or cost at checkout.

2. At checkout

After selecting 4 instalments, shoppers can enter their debit or credit card details. No signup required.

3. On shipment

Once the order is shipped, we pay you up front and in full and collect your customer’s first payment.

Global reach with a local touch.

We’ve built over 100 partner success teams across the world to support you. You'll have a local, dedicated account team of marketing, analytics, and product experts who are committed to growing your business.

Your partner next door.

Your partner next door.

With partner success teams right in your home market, we’ll collaborate closely—operating in the same time zone, and often even the same meeting room. We act as an extension of your team through daily collaboration and shared goals.

Make Klarna your business partner

Built to help you grow.

Our team provides insights to help you improve your business end-to-end, marketing that makes you stand out, product experts dedicated to solving problems, and analysts who work to find new growth opportunities.

Products that span the globe.

Products that span the globe.

Klarna operates in over 20 markets, so we can support your global enterprise across the world. Our global reach means you can delight customers with locally adapted solutions, anywhere.

No risk. Just reward.

Selling with Klarna will boost your sales and make running your business easier.

New customers

Klarna refers millions of shoppers to online retailers via in-app promotions.

Upfront payment

You always get paid upfront and in full with any Klarna payment option.

Seller’s protection

We assume all credit and fraud risk, so you can focus on running a successful business.

Buyer’s protection

We’ve got your customer’s back. If their order doesn’t arrive, they don’t pay. We take the cost.

Global enterprise solutions

Adaptable products to fit local preferences and legislation.

Dedicated support

Business support from our award-winning service team.

Automatic updates

You’ll always have the latest and greatest version of all Klarna products.

Learn how Klarna can support your business.