Does Klarna charge an annual fee?

There is no annual fee for using Klarna. However, some services and payment options can incur additional costs.

There are no fees when you use:

  • The Klarna app
  • Pay in 4
  • Pay now

* If insufficient payment is received by the due date of the invoice late fees may apply.

There are fees when you use:

  • Choose to extend your due date or pay a month later

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