How much am I eligible to spend?

When you have successfully paid off your first order with Klarna, you will be able to see an estimated spending limit on the home page of your Klarna app.

Your spending limit with Klarna will change over time but may be as high as $2000.

A number of factors influence your spending limit, including:

  • Our ability to identify you
  • Your credit history
  • If you are checking out with a partnered merchant or using a one-time card
  • Your repayment history with Klarna to date
  • How many outstanding payments you have
  • If you have any overdue payments
  • The best way to increase your limit is to use Klarna as your preferred payment method when shopping and ensure your repayments are made on time.

Good to know: There is a $10 minimum when using Klarna.

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