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How much am I eligible to spend?

The minimum spend for all of those who wish to avail of our pay in 4 interest-free instalments product is $35.

For One-time cards created in our app the limit is $1000.

However, in order to ensure safe spending practices, how much you can spend is determined by a number of factors. These include how long you have been shopping with Klarna and how many purchases have been made and successfully paid back. Meaning, the longer you have been using our 4 interest-free instalments feature, and the more orders you have successfully repaid according to your payment schedule, the more likely you will be able to spend more.

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