Pay in 4.
Split any purchase into 4 equal payments—without fees when you pay on time.
Get the free Klarna app on your phone:
More time to pay. Anytime you need.
Budget your way.
Spread out your shopping and take charge of your spending.
Better than credit.
Pay in 4 never affects your credit score, just offers more flexibility.
No fees.
Just make sure you pay on time.
How Pay in 4 works.
Choose Pay in 4 whenever you check out. Or get the Klarna app to split any online purchase into 4 smaller payments—with no fees when you pay on time.
Get financial breathing room.
Pay in 4 and take charge of your budget. There are no fees when you pay on time.
Get the free Klarna app on your phone: