A payment experience that shoppers love.
With Klarna, shoppers get the financial freedom to split their purchases into 4 equal payments.
shoppers use Klarna globally.
retailers partner with Klarna worldwide.
The world's biggest brands use Klarna's Pay in 4 to drive sales.
We help businesses grow.
45%
increase in average order value when paying with 4 payments.
20%
higher purchase frequency from Klarna shoppers.
44%
of users would abandon their purchase if 4 payments weren't available.
Effortless integration.
Getting up and running with Klarna is easy. We can quickly integrate with your existing technology platforms and payment partners. Need a custom solution? We can do that, too.
Meet your dedicated team.
Our largest retail partners get a dedicated team to take you from launch to optimization and beyond. The team consists of marketing, analytics, and technology experts that will give you hands-on support with development, integration, marketing, and more as you scale your business.
No risks. Just benefits.
Klarna is proven to make running your business easier.
Get new customers.
Klarna refers millions of shoppers to our partners via integrated marketing campaigns and our shopping app.
Problem? No problem!
We're here to help if anything unexpected happens during the shopping journey.
Zero fraud liability.
We make it easy for shoppers to track packages, report returns, and everything in between.
Upfront payments.
Retailers are always paid in full with any Klarna payment method.
Seller protection.
We assume all credit & fraud risk when our payment methods are used, so you can just focus on your business.
Global solutions.
All of our products are made to be adaptable to fit local preference and legislation.
Automatic updates.
The latest and greatest version of all Klarna products will always be available.
Settlements made simple.
Customize settlement reports to best suit your accounting system.