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Offer a new way to pay in your physical stores.

Up your AOV by 65% with Klarna’s contactless in-store payment solutions.

The world’s biggest brands are already using Klarna In-store to boost their business and enhance the shopping experience.

sephora logo
Gamestop logo
The north face logo
H&M logo
Footlocker logo
Timberland logo

Freedom to choose. For your customers, and for you.

Offering a variety of payment options is good news for your business.Let your customers pay over time in 4 equal payments, while you get paid upfront. Choose between our fully integrated or non-integrated solutions, your options are flexible.


of shoppers say it's important for them to have a choice in payment methods.


AOV increase for retailers offering Klarna In-store.


increase in conversion reported by retailers offering Klarna's payment methods.


Sephora x Klarna Case Study

A Klarna makeover for Sephora.

”Supportive, responsive, and agile, [Klarna] enabled us to go from discussion to full-scale, multi-channel launch in less than 2 months.” Since partnering with Klarna, Sephora has seen a 65% uplift in AOV in its physical stores across North America.

In-store, in action.

Elevate the shopping experience by giving shoppers more payment flexibility in your physical store. Easier than ever with our non-integrated Digital Card offering. Here is how your customer will check out with Klarna.


1. Create card

Customers will create a Digital card in the Klarna app, and add it to their Apple or Google wallet.


2. Tap to pay

The payment is made with a simple phone tap. It's a secure and contactless payment.


3. Post-purchase

They’ll get a clear overview of their purchases and can easily manage their payments in the Klarna app.

Designed to suit your business.

Get started in no time.

With our non-integrated Digital card solution, you can start selling with Klarna today.

More than a way to pay.

Give shoppers the freedom to spread the cost over 4 smaller payments. You'll get paid upfront, and they'll get a flexible plan.

Contactless payment.

Both secure and safe; cardless and contactless. Tap to pay is the way to go.

We’re everywhere your customers shop.

Whether in-store, online, or in-app, Klarna sales channels give your customers the ability to shop what they love today and pay later, while you get paid upfront.

4 Payments

4 smaller payments.

Give shoppers the freedom to spread the cost, without fees when payments are made on time. Retailers get paid immediately and shoppers get a flexible plan.

Ready to boost sales and enhance the customer experience with Klarna In-store?

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