
Offer a new way to pay in your physical stores.
Up your AOV by 65% with Klarna’s contactless in-store payment solutions.
The world’s biggest brands are already using Klarna In-store to boost their business and enhance the shopping experience.






Freedom to choose. For your customers, and for you.
Offering a variety of payment options is good news for your business.Let your customers pay over time in 4 equal payments, while you get paid upfront. Choose between our fully integrated or non-integrated solutions, your options are flexible.
78%
of shoppers say it's important for them to have a choice in payment methods.
65%
AOV increase for retailers offering Klarna In-store.
20%
increase in conversion reported by retailers offering Klarna's payment methods.
Sephora x Klarna Case Study
A Klarna makeover for Sephora.
”Supportive, responsive, and agile, [Klarna] enabled us to go from discussion to full-scale, multi-channel launch in less than 2 months.” Since partnering with Klarna, Sephora has seen a 65% uplift in AOV in its physical stores across North America.
In-store, in action.
Elevate the shopping experience by giving shoppers more payment flexibility in your physical store. Easier than ever with our non-integrated Digital Card offering. Here is how your customer will check out with Klarna.

1. Create card
Customers will create a Digital card in the Klarna app, and add it to their Apple or Google wallet.

2. Tap to pay
The payment is made with a simple phone tap. It's a secure and contactless payment.

3. Post-purchase
They’ll get a clear overview of their purchases and can easily manage their payments in the Klarna app.
Designed to suit your business.
Get started in no time.
With our non-integrated Digital card solution, you can start selling with Klarna today.
More than a way to pay.
Give shoppers the freedom to spread the cost over 4 equal payments. You'll get paid upfront, and they'll get a flexible plan.
Contactless payment.
Both secure and safe; cardless and contactless. Tap to pay is the way to go.