How much am I eligible to spend?

To ensure safe spending practices, each new purchase is evaluated by our system to determine approval. This takes into account many different factors including time of day, size of the purchase, and any history with Klarna.

The longer you have been using Klarna and the more orders you have successfully repaid, the more likely you will be able to spend more. Restrictions are tighter for ‘new’ shoppers until we get to know you.

Each time you use Klarna we are making a fresh decision, and over time you may be able to spend more as long as you continue to repay your payments on time as per your agreed payment schedule.

Good to know: Minimum spend is $35.

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