• For shoppers
  • For business

Flexible payments on Apple Pay

Split the cost with Klarna when you use ApplePay at checkout online or in app.¹
Phone paying with Apple Pay on Klarna

Shop at more places online

Shop your favorite stores online or in app. You will find Klarna anywhere you see Apple Pay at checkout.
Walmart
Marketplaces

The benefits of Klarna and Apple Pay

Pay your way with Klarna, wherever you use Apple Pay.

Flexible

Make purchases more manageable with Klarna's flexible payment options. Choose the best payment plan for you.

Secure

Get the security and privacy features you know and trust from Apple Pay, combined with Klarna's buyer protection on eligible purchases.²

Convenient

Manage everything in one place. Make any remaining payments in the Klarna app and we’ll keep you on track with reminders and updates.
iPhone showing Klarna payment confirmation in Apple Pay during online checkout.

How it works

1. Shop using your iPhone or iPad online or in-app.
2. Select Apple Pay at checkout.
3. Go to “Other Cards & Pay Later Options” to select Klarna.
4. Follow the steps to finish the setup.

Frequently asked questions

Questions about how to set up and use Klarna on Apple Pay? Find your answers below. For any further help or troubleshooting, please contact customer service.

You can use Klarna's payment options directly on Apple Pay when shopping online or in app, on iPhone or iPad.

  • Shop online or in app and choose Apple Pay at checkout.

  • Tap "Other Cards & Pay Later Options" and set up Klarna to pay flexibly.

  • Choose your preferred payment plan.

  • Confirm your purchase with a double click and Face ID, Touch ID or passcode.

Good to know:

Be sure your device is updated to the latest iOS or iPadOS version.

Wait 24 hours before trying again.

¹ See Canadian payment terms at klarna.com/ca/paylaterin4. A higher initial payment may be required for some consumers.

² Exclusions apply. Learn more here.

Paying over time on Apple Pay: Loans not offered by Apple. Subject to eligibility requirements and approval. Not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. Available with Apple Pay online and in app, on iPhone and iPad. Not available in-store. Software requirements apply. Additional terms may apply. For more eligibility and feature details, see https://support.apple.com/120477.