Plan big. Pay with Financing.

With Financing, you can spread the cost of your purchase over up to 36 months.
Here’s how it works:

1. 1.

   Select the Financing option in the checkout

2. 2.

   Choose your preferred timeline and interest rate from the available options

3. 3.

   Follow the steps to complete the application

4. 4.

   Get an instant decision

5. 5.

   Complete your purchase

As soon as the store ships your order, you’ll receive an email with your payment plan. A down payment may be required.

Please note: When you apply for Financing, we perform a credit check.

To be eligible to use Klarna you must:

• Be resident in Germany

• Be at least 18

• Have a valid card/bank account

• Have a proven positive credit standing.

Financing payments are automatically debited from your linked account.

If a payment fails, we’ll notify you by email and try to debit the amount again. If the second attempt fails as well, the amount will be added to your next payment along with a late fee of up to 7,00 €. After three consecutive failed payments, the purchase will be handed over to a debt collection agency.

That depends on your agreement.

• Your first payment will be due one month after the merchant ships the goods, and then monthly thereafter on the same date each month (some orders may require a down payment).

• You can always find your payment plan and upcoming payments in your Klarna app.