Flexible ways to pay
Shop with Klarna’s flexible payment options. Choose interest-free Pay in 3, Pay now, or Pay in 30 days.
Payments that fit your budget
Pay in 3
Pay in 30 days
Pay now
Use Klarna at brands you love
Designed for you
Earn cashback when you shop
Shop with built-in security
Returns made easy
Pay later anywhere with Klarna
Pay later anywhere with Klarna
Frequently asked questions
Questions on Klarna payment options? Find your answers here. For any further help or troubleshooting, please contact customer service.
Klarna is a flexible payment service that offers ways to buy now and pay later. Simply select Klarna at checkout when it’s available and we’ll quickly verify your details to complete the order. You can track and manage all payments in the Klarna app, with reminders to help you stay on schedule.
To use Klarna, you must:
Live in France
Be at least 18 years old
Have a valid bank account
Have a positive credit history
Be able to receive verification codes by SMS
Our flexible payment options let you choose how and when you pay. These include options such as Pay later, which lets you shop now and split the cost into interest-free instalments, or pay the full amount within 30 days. Klarna makes flexible payments easy, letting you make smaller, more manageable payments or pay the full amount straight away, depending on your preferences and budget.
Pay now, Pay in 30 days, and Pay in 3 are interest-free. You won’t be charged any late fees if you pay on time. Fees may apply if your payment is late. Check the terms of your payment schedule for details of any potential late payment costs.
In some cases, you may be able to reschedule your payment. This can be done through the Klarna app or by contacting Klarna customer support. Options may depend on your payment plan and account status.
Use Klarna’s flexible payment options wherever you shop. Choose Klarna at checkout when available, or pay with Klarna through the app, Klarna Card, or Apple Pay. Availability and eligibility may vary depending on the purchase.
You can view your payment schedule anytime through the Klarna app or website. Your account shows upcoming payments, due dates, and amounts, so you can stay on top of your payments.
Yes. When you use our Pay in 3 or Pay later credit options, we carry out a credit check to assess your eligibility. This helps us lend responsibly and supports our customers in making informed financial decisions based on their circumstances.
Good to know:
Late or missed payments may negatively affect your credit score and prevent you from using our payment methods in the future.
To learn more about the credit reference agencies we use for credit checks, please read our privacy policy.
We also carry out a credit check when you apply for pre-qualification, but this does not affect your credit score.
The highest security standards are used to protect your data and personal information.
All payment information is processed securely
No details are transferred to or held by the store
All transactions take place via secured connections following strict security protocols
You can remove your linked bank account or card at any time
If you want to know more about the way we handle your personal information, please read our Privacy Policy.
See our Cookie Policy for information about how we use cookies and your ability to choose how to use them.