Pay now. Fast and secure.
Complete your purchase in seconds with Klarna’s Pay now option. Enjoy instant, secure payments, with buyer protection for eligible purchases.¹
Why do shoppers choose to pay now?
Pre-filled details: All the information you need is pre-filled for faster checkout, while your personal data stays protected and secure.
Buyer protection policy: Shop with peace of mind thanks to Klarna’s buyer protection policy, which applies to eligible purchases.
No fees: Pay the full amount instantly, with no extra fees* or credit check.
Simplicity: Pay instantly for everyday purchases, with all the ease you expect from Klarna.
*FX fees may apply for purchases in a different currency.
How Pay now works
Choose Klarna at checkout
Choose your payment option
Pay instantly
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Don’t see the Pay now option at checkout?
Don’t see the Pay now option at checkout?
Frequently asked questions
Questions on how to use Pay now? Find your answers here. For any further help or troubleshooting, please contact customer service.
Klarna's Pay now option lets you pay the entire purchase amount immediately at checkout using your debit or credit card, with no fees and no credit check. It provides a quick, secure checkout experience and includes Klarna's buyer protection policy. You can also track and manage your order in the Klarna app.
To use this payment option, you must:
be at least 18 years old
live in France
use a valid debit, credit, or prepaid card
A valid card must be in your name, have a valid expiration date, and have enough funds to cover the purchase amount.
Klarna accepts most credit and debit cards. We will inform you at checkout if your card has not been accepted.
Klarna offers buyer protection to help you if you have a problem with a purchase. For more information visit the Buyer Protection Policy.
No, we will not perform a credit check when signing up to use Klarna or using Pay now. Read more here.
¹ Exclusions apply. Learn more at https://www.klarna.com/fr/politique-de-protection-de-lacheteur-klarna/.
² Paid membership required for a physical card. A one-time plastic card fee applies.
³ Klarna Membership offered for a monthly fee. Cancel any time in the Klarna app. Exclusions, conditions, and limitations apply to membership benefits. Klarna Membership Terms apply.
⁴ To use Apple Pay, you need a supported card issued by a participating institution. To check whether your card is compatible with Apple Pay, contact your issuing institution.
Apple Pay is not available in all countries and regions. See the list of countries and regions that support Apple Pay.
Features are subject to change. The availability of features, applications, and services may vary depending on region and language. Specific hardware and software may be required. For more information, see the Feature Availability page.
Installment payments on Apple Pay: Credit offers are not provided by Apple. Subject to eligibility requirements and approval. Apple provides technical services for installment payments on Apple Pay. Apple does not provide financial services. All lending and payment services are provided to you by the relevant card issuer and credit provider. This feature is not available in all countries and regions and may not be available for certain types of purchases, such as subscriptions and recurring transactions. Available in-store on iPhone, as well as online and in apps on iPhone or iPad. Software requirements apply. Additional terms may apply. For more information on eligibility requirements and features, see the Apple Pay Instalment payments page.