Does Klarna perform a credit check?

Klarna evaluates your ability to pay by assessing available data to ensure responsible lending.

Good to know: If you make late payments or fail to pay, this could have a negative impact on your creditworthiness and prevent you from using our payment methods.

Read our

for further details.

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Copyright © 2005-2024 Klarna Bank AB (publ). Klarna Bank AB (publ), is authorised by the Swedish Financial Supervisory Authority in Sweden and is regulated by the Central Bank of Ireland for conduct of business rules. Please shop responsibly, 18+, ROI residents only, T&Cs apply. Credit subject to status.