Terms and Conditions

For all users

• Klarna Shopping Service

• Klarna’s Privacy Notice

• Extend your due date for a fee

Pay with Klarna

• Pay in 3

• One-time Card Shopping Service

Terms of Business

• Terms of Business

bank account & Klarna Card

• Terms and Conditions - bank account and Klarna Card

Auto Track

• Terms and conditions for Auto-Track

Memberships

• Terms and conditions for Klarna memberships

• Membership rewards summary