Corporate Governance.

Klarna Bank AB (publ) (corporate registration no. 556737-0431) (“Klarna”) is a Swedish public limited liability company licensed to carry out banking activities under the supervision of the Swedish Financial Supervisory Authority (SFSA). You can find more information on our license to provide financial services in the SFSA’s register.

Klarna provides its financial services in other EEA countries through passporting its license in accordance with EU directive 2013/36/EU and by establishing local branches. Klarna also offers its financial services outside the EEA through the establishment of local subsidiaries. More information can be found on Klarna’s local website regarding our registration with the respective supervisory authority.

Maintaining the confidence and trust of all our stakeholders are vitally important for Klarna. The corporate governance structure distributes rights and responsibilities between the shareholders, the Board and the CEO according to applicable laws, rules and processes. Well-defined reporting lines and distribution of distinct responsibilities are essential. High ethical and professional standards and a sound risk culture remain vital.

The image below provides a summary of how governance and control are organized at Klarna.