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Klarna open banking theme image
Klarna open banking theme image

Open banking provider, with added Klarna

Scalable. Proven. Plug your business into the power of Klarna.

Why Klarna open banking?

Unbeatable reach

Our financial institution coverage is one of the biggest in the market with the highest conversion rate.

We have done this before

We’ve been connecting financial institutions since 2005, long before PSD2.

A proven and stable platform

With more than 1 billion transactions on our platform, nobody else comes close.

Best-in-class conversion rates

We only offer you the best, that's why our solutions offer you top-notch conversion rates.


Klarna open banking makes game-changing ideas powerfully real

Klarna open banking is Klarna’s dedicated open banking platform for banks, fintechs, and innovative merchants. Klarna open banking’s goal is simple: To make finance more accessible, fair, and simple for everyone.

Klarna open banking achieves this by making it possible for companies to leverage our connectivity to build new products that benefit the end user. Our mature open banking platform is offering essential connectivity to more than 15,000 banking partners across the globe through a cutting-edge open banking API.

We're one of the most scalable and proven open banking providers in the world


markets covered and counting.


bank coverage in each market.


Klarna has been connecting banks since 2005.


financial institutions connected and growing.

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Noteworthy features of our API

+ RESTful API.

+ OAuth compatible.

+ Create your own UI, or plug & play with our proven interface.

+ Full-featured development environment.

+ Extensive API documentation.

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Full documentation

Everything you need to know about integrating Klarna open banking’s services, including a detailed API reference manual.

Widest coverage, best in class conversion rates

Available all around Europe.