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Increase average order value by 45%.

Increase average order value by 45%.

Klarna instalments increase sales for the world’s biggest brands.

Interest-free instalments give shoppers the freedom to choose how and when to pay.

Offer shoppers a new way to pay with 4 instalments. Increase traffic, sales and loyalty when integrated with your online checkout.

Instalments offer the benefit of increased purchasing power with the flexibility that fits your customers’ lifestyles.

How it works.

Take a look at how Klarna instalments can seamlessly integrate into your online store and checkout.

While browsing

Shoppers learn that they can buy now and spread the cost over 4 instalments at no additional complexity or cost at checkout.

At checkout

After selecting 4 instalments, shoppers can enter their debit or credit card details. No signup required.

On shipment

Once the order is shipped, we pay you up front and in full and collect your customer’s first payment.

How we grow your business.

Our diverse marketing ecosystem allows us to communicate with your next customers. We reach and engage millions of shoppers across our app and social channels to drive traffic to our merchant partners. And then we convert them.


4 million unique visitors to our Shop Directory every month - the perfect place to promote your store across the globe.


7.8 million monthly active users of Klarna’s shopping app - the most downloaded pay later app in the world.


50 million social media impressions every month. Our high engagement marketing campaigns tap into pop culture.

Make it work for you.

Interest-free instalments from Klarna are the perfect fit for your online store. Get up and running in minutes or build your own bespoke integration.

Learn more


Let’s get down to the nitty-gritty. All you need to know about Klarna’s instalments is right here.


Market availability
Show/hide function
Payment period starts
When order is shipped
Number of payments
Time between payments
2 weeks
Consumer APR
0%. No interest
Consumer fees
No fees when payment is made on time
Payments made
Klarna Buyers Protection
Klarna Sellers Protection


E-commerce platforms
Direct integration via
Javascript and RestAPI
Auto updates
Developers resources


Max payment delay
3 business days after order is shipped
Standard term of agreement
24 months
Cost/pricing model
Up to 0.30 AUD + 5.49% per transaction

Are you ready to get more customers who spend more and do it more often?