Our terms and conditions are changing, click here to view them.

Main menu

In-store

More ways to pay in-store.

Offer Klarna’s payment methods anywhere you meet your customers.

In-store

Boost customers' purchasing power by offering more ways to pay.

Your customers enjoy increased purchasing power and can pay in a way that suits them – while you get paid upfront and in full.

78%

of shoppers say it's important for them to have a choice in payment methods.

30%

increased conversion reported from retailers offering Klarna's services.

This is Klarna In-store.

Our in-store solution in a non-integrated plug-and-play way to offer Klarna payments in your brick & mortar. Customers pay on their own device for a contactless and safe checkout - keeping it simple for shoppers and salespeople alike.

1. Activation

Display signage so shoppers know they can buy now & pay later in your store. They'll need the Klarna app to get started.

2. Create card

Customers search for your store in the Klarna app, and create a one-time Digital card for their purchase.

3. Tap to pay

Shoppers add the card to Google Pay, and tap for safe contactless payments.

1. Activation

Display signage so shoppers know they can buy now & pay later in your store. They'll need the Klarna app to get started.

2. Create card

Customers search for your store in the Klarna app, and create a one-time Digital card for their purchase.

3. Tap to pay

Shoppers add the card to Google Pay, and tap for safe contactless payments.

4. Post-purchase

Shoppers get a clear overview of their purchases and can easily manage their payments.

4 Instalments

The power to spread cost.

Our interest-free instalments are the perfect way to boost your sales in-store (and online).

Paying with Apple Pay or Google Pay.

Add your Klarna Digital card to your phone's wallet from the Klarna app. Pay wherever you see one of the Apple Pay or Google Pay symbols.

Learn more about Apple Pay

Learn more about Google Pay

Integrated ways to pay in-store.

In addition to our plug-and-play offering, we can integrate directly with your existing point of sale.

Vend ePOS integration.

Cloud-based point-of-sale (ePOS) for SMB retailers to offer Klarna seamlessly in-store and with less risk through QR code, SMS, or email.

Details about Klarna In-store.

Service

Market availability
US, AU, UK, DE, NL, IT, AT, SE, FI, NO, DK, BE
Customer identification
Included
Payment methods
Pay in 4, Pay Later, Pay Now, Financing
Fraud liability protection
Included
Klarna sellers protection
Included

Integration

Auto updates
Included
Auto local
Included
Dev resources
Found here

Commercial agreement

Max payment delay
3 business days
Standard term of agreement
36 months
Cost / Pricing model
5.99% on transaction
*Payment methods offering will vary depending on market.

Increase your business while delighting customers with flexible payment options.