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In-store
More ways to pay in-store.
Offer Klarna’s payment methods anywhere you meet your customers.
Boost customers' purchasing power by offering more ways to pay.
Your customers enjoy increased purchasing power and can pay in a way that suits them – while you get paid upfront and in full.
78%
of shoppers say it's important for them to have a choice in payment methods.
30%
increased conversion reported from retailers offering Klarna's services.
This is Klarna In-store.
Our in-store solution in a non-integrated plug-and-play way to offer Klarna payments in your brick & mortar. Customers pay on their own device for a contactless and safe checkout - keeping it simple for shoppers and salespeople alike.
Display signage so shoppers know they can buy now & pay later in your store. They'll need the Klarna app to get started.
Customers search for your store in the Klarna app, and create a one-time Digital card for their purchase.
Shoppers add the card to Google Pay, and tap for safe contactless payments.
Shoppers get a clear overview of their purchases and can easily manage their payments.
4 Instalments
Our interest-free instalments are the perfect way to boost your sales in-store (and online).
Add your Klarna Digital card to your phone's wallet from the Klarna app. Pay wherever you see one of the Apple Pay or Google Pay symbols.
In addition to our plug-and-play offering, we can integrate directly with your existing point of sale.
Cloud-based point-of-sale (ePOS) for SMB retailers to offer Klarna seamlessly in-store and with less risk through QR code, SMS, or email.
Market availability | US, AU, UK, DE, NL, IT, AT, SE, FI, NO, DK, BE |
Customer identification | Included |
Payment methods | Pay in 4, Pay Later, Pay Now, Financing |
Fraud liability protection | Included |
Klarna sellers protection | Included |
Max payment delay | 3 business days |
Standard term of agreement | 36 months |
Cost / Pricing model | 4.99% on transaction |
*Payment methods offering will vary depending on market.
Increase your business while delighting customers with flexible payment options.
Choose your language and region
Klarna is available around the world with a variable offering, choose one that suits you best.
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