How much am I eligible to spend?

There is no predefined spending limit when using Klarna. Instead, a new automated approval decision about how much you can spend with us is made each time you pay with Klarna. Eligibility is based on factors such as your payment history with Klarna, outstanding balance, the total amount in your shopping cart, and our ability to identify you.

I want to increase my spending limit

A good payment history, always paying on time and making payments towards your outstanding purchases can increase your spending limit over time. You can try to place a purchase that is above your spending limit and if possible the amount will be approved instantly. Our Customer Service can’t accept requests for spending limit increases.

Related articles

Was this article helpful?

Yes, it was helpful
No, I still need help

Still need help? Contact us.

We’re available 24/7 via chat.

or Call us

Copyright © 2005-2023 Klarna Bank AB (publ). Klarna Bank AB (publ), is authorised by the Swedish Financial Supervisory Authority in Sweden and is regulated by the Central Bank of Ireland for conduct of business rules. Please shop responsibly, 18+, ROI residents only, T&Cs apply. Credit subject to status.