Let your customers pay in installments with Klarna
Your customers can now pay for their purchases in installments with Klarna without needing a Klarna integration. They simply scan the QR code, choose a payment plan in the Klarna app, and complete their purchase by tapping their phone on your card reader.
No account, no agreement, no cost.
Completely free to use, designed for stores without a Klarna integration.
How to create your QR code
Enter your details
Enter your store name and choose a print format.
Download your PDF
Download your print-ready PDF.
Display it in your store
Print your QR code and place it by the checkout.
Your customers can scan the code, choose an installment plan in the Klarna app, and pay by tapping their phone on your card reader.
Frequently asked questions
Have questions about the QR code? Find your answers below. For any further help or troubleshooting, please contact customer service.
Klarna's QR code is a printable code you can display in your store. When customers scan it with the Klarna app, they can pay for their purchase in installments, spreading the cost over time. You don't need a Klarna integration.
No. You don't need a Klarna account, agreement, or integration. Simply enter your store name, download the QR code, and print it. Done.
No, it's completely free. There are no fees, subscriptions, or hidden costs. Any costs associated with paying in installments are agreed between the customer and Klarna. They don't affect you as the store owner.
The customer scans the QR code with the latest version of the Klarna app, then chooses the amount and an installment plan. They then tap their phone on your card reader to pay. The financing is between the customer and Klarna. You receive the full purchase amount right away.
None at all. You only need a printer and a card reader that accepts contactless Visa payments. If you already accept contactless Visa, it'll work right away. The customer handles everything else in the Klarna app.
Customers can choose to pay in installments through the Klarna app. The available options depend on the customer's Klarna account and credit check.
You get paid as usual. The customer simply taps their phone on your card reader. The financing is handled between the customer and Klarna.