Your everyday money app

Download the app, log in or create an account, then go to Payments, your starting point. From there, you can manage payments, track purchases, get reminders, and find help if something isn’t right. You can also use the app to discover shops and offers and choose how you want to pay at checkout.

Open the Klarna app and go to Payments. There, you can see your purchases, what you’ve paid, and what you still need to pay. Select a purchase to pay early or change your payment method. In Wallet, you can update the cards or bank accounts you use with Klarna. If something isn’t right, you can get help directly from there.

Everything’s under Payments: Your purchases, delivery updates, and payment plans. You can also link your email account so tracking updates and receipts appear automatically. If needed, you can add tracking details manually too.

You can earn cashback by shopping at participating retailers in the Klarna app. With a Klarna membership, you’ll also earn cashback on all eligible purchases paid for with Klarna. You can redeem your points for cash paid into your bank account. Members can also choose to redeem points for partner rewards, such as airline or hotel points. See all redemption options in the Klarna app.

With the Klarna app you’ll keep the whole shopping journey in one place. You can find deals and cashback offers only available to Klarna users, compare prices, and keep track of orders and deliveries, and then manage payments and returns without hopping between emails, tabs, and apps.

At checkout, choose one of Klarna’s payment options for an individual purchase. In the app, manage everything related to that purchase and your other purchases. This includes scheduled payments, reminders, delivery tracking, support, and features like deals and cashback.

Yes. Downloading and using the app is free. Some Klarna payment options may have fees or interest depending on the product, merchant, and whether you pay on time—those details are always in the terms for that purchase.

We use strong encryption and fraud monitoring to protect payments and account activity. You can use secure sign-in (like biometrics or passkeys where your device supports them), get alerts when something important happens, and lock your account if you’re worried it’s been compromised.