Terms and Conditions

For all users

• Klarna Shopping Service

• Klarna’s Privacy Notice

• PriceRunner Terms of Use

Pay with Klarna

• Direct payment

  • Direct debit terms

• Buy now, pay later

  • Invoice terms

  • Extend your due date for a fee

• Pay in instalments

  • Instalment payment terms

  • Standard European Consumer Credit Information

• One-time card

  • Terms for one-time card transactions

• Klarna Open Banking

  • Terms for Klarna Open Banking

Klarna bank account and Klarna Card

• Terms for Klarna bank account and Klarna Card

• Terms and Conditions - Klarna bank account and Klarna Card (English)

• Klarna Card terms (Klarna credit card)

• Deposit guarantee scheme information for depositors

• Distance contract information

Banking services

• Terms for Klarna’s account information service

• Your rights when making payments in Europe

Purchase and delivery information

• Auto-Track

Membership

• Klarna membership terms

• Summary of benefits