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Where can I use Klarna?

You can use our One-time cards at almost any Australian store with an Australian holding, right in the Klarna app.

There are some restrictions on where you can use a One-time card. We do not allow a One-time card to be used to gamble, buy alcohol, purchase gift cards, or to buy at grocery stores.

Please be aware that there is a chance that some stores do not accept the One-time card as a payment method. The reason for this is that the stores will see the One-time card just like any other VISA payment card and it is up to the stores’ discretion to accept VISA payments or not. If you are unsure if the store you want to shop at will accept the One-time card, then we advise you to contact the store and ask them before creating a One-time card.

You can also use our Pay In 4 interest-free instalment Services at our partnered stores.

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