KlarnaCustomer ServiceProducts & servicesHow to use KlarnaWhere can I use Klarna?Who can use Klarna?Does Klarna charge an annual fee?How can I avoid late fees?How much am I eligible to spend?How can I make a formal complaint to Klarna?Does Klarna perform a credit check on me and will it affect my credit score?Can I pay in-store using Klarna?One-time cardWhat is a One-time card and how does it work?What happens if my purchase is for a different amount than my One-time card?What if I never use the One-time card and want to cancel it?Why was my One-time card purchase declined?Payment optionsWhat are 4 interest-free instalments from Klarna?Still need help? Contact us.We are available by chat 7 days a week: 9 am - 6 pm AEDT.Chat with usor Call us