Cashback
Earn up to 10% cashback
Earn cashback at hundreds of stores in the Klarna app. Convert cashback to money in your Klarna balance, or unlock airline and hotel points with a membership.
Download the app:
Earn cashback on Klarna App purchases.
account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, apply.Shopping just got smarter
Earn cashback however you choose to pay—in 3¹ or in full. Your cashback adds up every time you shop in the Klarna app.
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¹ Please shop responsibly. 18+ ROI residents only. Credit subject to status. APR 0%. Missed payments may incur a fee and affect your ability to use Klarna in the future.
.Earn cashback at hundreds of stores
Save even more when you shop at stores you love.
How to earn cashback with Klarna
Shop in the app to earn cashback
Browse stores in the Klarna app. Accept cookies if prompted, and once the order is confirmed, your cashback will appear.
Sign up for a Klarna balance to redeem
Open a free Klarna balance in the app to collect your cashback. ²
Use it toward your next purchase
Redeem cashback for money added to your Klarna balance, or convert it to airline and hotel points with a membership.
² The account is covered by the Swedish deposit guarantee scheme in accordance with a decision by the Swedish National Debt Office. The maximum compensation to each customer is SEK 1,050,000 (about EUR 100,000*) and the National Debt Office will make the compensation available for payment within 7 business days of the date the right to compensation commenced. Read more here. *The amount of compensation payable will be determined by the prevailing exchange rate at the time that the payment is made. By way of example, the amount of compensation that would be paid today equates to approximately 100000€ but this figure may fluctuate over time.
Shoppers love Klarna
114 + million people love to shop and pay with Klarna anywhere.
"Fabulous way to spread the cost of shopping. very straight forward to use"
Paul Johnson - 10th of June 2025
"I would recommend Klarna any day, any time. It’s by far the best money app ever made. It’s flexible and easy to use, good financing with tailor made customer support. Use it and you will thank me later"
Solomon - 4th of June 2025
"Klarna are brilliant! Very helpful when I had to send a product back to ebay. Very reassuring and easy to manage payment plan offered.. Also refunded promptly. Very satisfied customer."
Donna - 1st of June 2025
"Excellent customer service. I was so pleased with their efficiency in dealing with my issue."
Kelle S - 3rd of June 2025
"Klarna is my favorite go to pay in installments app. They have a variety of stores that we all love shopping on . As well as paying in store is super easy. They never disappoint, Klarna is my 1st recommendation."
KadijahLove - 8th of February 2025
Customer reviews reflect their personal experience and opinion. Showing our 5-star reviews.
Frequently asked questions
Questions on how to use Cashback? Find your answers below. For any further help or troubleshooting, please contact customer support.
Cashback is earned as points when you shop with Klarna. You can earn cashback on eligible purchases made in the Klarna app, and with a membership, you can also earn cashback on all debit purchases with the Klarna Card or when you pay in full with your Klarna balance.
All your cashback adds up in one place. You can convert it to money in your Klarna balance, or choose to redeem it for airline and hotel points with a membership.
Everyone eligible for the Klarna balance can receive cashback from participating shops. Please note that whilst you can start earning cashback before activating your Klarna balance, your Klarna balance needs to be active to receive your earned cashback.
When you shop at participating shops in the Klarna app, you earn a percentage of your purchase back as cashback. Your cashback will accumulate automatically and you decide when to redeem it.
Yes. You can earn cashback on eligible purchases made through the Klarna app, no matter how you choose to pay. However, we recommend paying with Klarna, as it allows us to better support you if there are any issues with your cashback.
Cashback can be earned regardless of whether or not you’re splitting your payment.
It depends on the store. For most, it takes between 35 to 95 days for your purchase to be confirmed and cashback to become available to redeem.
There’s no earning limit to how much cashback you can earn.
Cashback never expires with a membership.
Without a membership, cashback remains active as long as you earn or redeem at least once every 90 days. If your account is inactive for 90 days, your cashback may expire. If you already have a Klarna balance, we'll automatically move your cashback there before it expires.
You can convert cashback to money in your Klarna balance. With a membership, you also have the option to redeem cashback for airline and hotel points.
Yes, you can shop Klarna deals when paying with Klarna and earn cashback at the same time, enjoying both savings and cashback benefits.
Yes, you can earn cashback and points with your loyalty cards. Cashback operates independently from existing loyalty programmes. Adding your regular loyalty card at checkout lets you earn both regular loyalty points and Klarna cashback.
Ready to earn cashback?
Earn up to 10% cashback at hundreds of stores when you shop in the Klarna app.
Download the app: