Hand holding a device showing Klarna’s payment options with Pay in full selected.
Hand holding a device showing Klarna’s payment options with Pay in full selected.

Pay in full.
Fast and secure.

Pay in full with Klarna to check out in seconds using your debit or credit card. Enjoy a fast, secure payment with buyer protection¹ on eligible purchases and order tracking in the app.

Shop now

¹ Exclusions apply. Learn more.

Pay in full.
Fast and secure.

Pay in full with Klarna to check out in seconds using your debit or credit card. Enjoy a fast, secure payment with buyer protection¹ on eligible purchases and order tracking in the app.

¹ Exclusions apply. Learn more.

Device displaying Klarna’s Pay in full purchase summary screen.

Why do shoppers choose to pay in full?

With Klarna, you can pay for what you love in an instant.

  • All your details prefilled for use, your personal info is safe and secure.

  • Get extra peace of mind with Klarna's buyer protection on eligible purchases.

  • No credit check, no fees.

  • Pay for everyday purchases instantly, with the ease and convenience you expect from Klarna.

How Pay in full works

An illustration of choosing Klarna at checkout.

Choose Klarna at checkout

Click on the pink badge and pay with Klarna at your favorite stores.
An illustration showing the option to choose Pay in full.

Choose your payment option

Choose Pay in full from the payment options offered by Klarna.
An illustration of managing purchases in the Klarna app.

Pay in full today

Complete your purchase and use the Klarna app to manage delivery tracking and more.

Use Klarna at brands you love

Look for Klarna at checkout, offered at hundreds of brands.
JD Sports
JD Sports
4% cashback in the app
Smyths Toys
Smyths Toys
Next
Next
Brown Thomas
Brown Thomas
Fashion
Mand M Direct
Mand M Direct
2% cashback in the app
Boots
Boots
Health & beauty
asos
asos
Fashion
Ticketmaster
Ticketmaster

Real reviews from real people

4.5 out of 5 star rating on Trustpilot
TrustScore
4.5
|
593,267 reviews

Customer reviews reflect their personal experience and opinion. Showing our 5-star reviews.

Frequently asked questions

Questions on how to use Pay in full? Find your answers below. For any further help or troubleshooting, please contact customer service.

Klarna’s Pay in full option lets you pay the entire purchase amount immediately at checkout using your debit or credit card, with no fees and no credit check. It provides a quick, secure checkout experience and includes Klarna’s buyer protection. You can also track and manage your order in the Klarna app.

To use this payment option, you must:

  • be at least 18 years old

  • be a resident of Ireland

  • have a valid debit or credit card.

A valid card means a card in your name and not expired. The card must also have sufficient funds to cover the purchase amount.

Klarna accepts most credit and debit cards. We will inform you at checkout if your card has not been accepted.

Klarna offers buyer protection to help you if you have a problem with a purchase.
 For more information visit the Buyer Protection Policy.

No, we will not perform a credit check when signing up to use Klarna or using pay in full. Read more here.