Flex account
Get 2,95% daily interest
on flex accounts*
No account management fees, no minimum amount, no catch.
Sounds good? Well, it is.
*Interest rates are subject to change.
Earn interest on your money
Whether it's for a sunny vacation or a rainy day fund—set aside your money in up to 3 flex accounts.
Plus, you earn 2,95% interest on your flex account balance.
Calculated daily, paid out monthly.
How it works
Manage your savings separately from your everyday expenses and watch them grow over time.
Open a flex account
Go to “savings” in the app and open up to 3 flex accounts in just a few seconds.
Let your interest grow
You will receive daily interest on your flex accounts’ balance, paid out monthly. Check your accumulated interest in the app anytime.
Hit your savings goal
Our secret to effective saving? Make it a routine with automated transfers.
Your savings are more interesting here
2,95% p.a. interest? Check.
Add and withdraw money whenever you want? Check.
See your interest pile up in the app? Check.
Sounds good? It is
0 €
Monthly fees
3
Flex accounts included
100,000€*
Deposit guarantee
*The account is covered by the Swedish deposit guarantee scheme in accordance with a decision by the Swedish National Debt Office. The maximum compensation to each customer is 1,050,000 SEK (about 100,000 €) and the National Debt Office will make the compensation available for payment within 7 business days of the date the right to compensation commenced. Read more
.The amount of compensation payable will be determined by the prevailing exchange rate at the time that the payment is made. By way of example, the amount of compensation that would be paid today equates to approximately 100,000 € but this figure may fluctuate over time.
Questions?
Find your answers below. For any further help or trouble-shooting, please contact customer service .
To create a flex account you must have the Klarna balance. In the Klarna app, go to the wallet tab and then click on savings. Here you can find an overview of your flex accounts and create a new one. You can delete and recreate flex accounts at any time and as often as you want, but have a maximum of 3 at a time.
There are no fees. On the contrary, you earn interest on your flex accounts.
Brutto interest is calculated daily and paid out monthly to your flex account. So you benefit from the compound interest effect every month. The current interest rates are found in the app and you can see the accrued interest since the last payment.
There is no minimum amount to earn interest.
You can create and delete flex accounts any time and as often as you want. You can have up to 3 flex accounts at a time.
Yes. You can add and withdraw money in flex accounts whenever you want, without fees.
We offer 24/7 customer care. Contact us anytime via chat in the app, or request a callback during business days.