Earn up to 14% cashback
Earn cashback at hundreds of stores in the Klarna app¹. Convert cashback to money in your Klarna balance, or unlock airline and hotel points with a membership.²
Earn up to 14% cashback
Earn cashback at hundreds of stores in the Klarna app¹. Convert cashback to money in your Klarna balance, or unlock airline and hotel points with a membership.²
Shopping just got smarter
Earn cashback however you choose to pay—in 3³ or in full. Your cashback adds up every time you shop in the Klarna app.
Earn cashback at hundreds of stores
How to earn cashback with Klarna
1. Shop in the app to earn cashback
Browse stores in the Klarna app. Accept cookies if prompted, and once the order is confirmed, your cashback will appear.
2. Sign up for a Klarna balance to redeem
Open a free Klarna balance in the app to collect your cashback.⁴
3. Use it toward your next purchase
Redeem cashback for money added to your Klarna balance, or convert it to airline and hotel points with a membership.
Boosted cashback with a membership
Sign up for a membership in the app and earn more cashback on top of everyday offers at select stores.
Frequently asked questions
Questions on how to use Cashback? Find your answers below. For any further help or troubleshooting, please contact customer service.
Cashback is earned as points when you shop with Klarna. You can earn cashback on eligible purchases made in the Klarna app, and with a membership, you can also earn cashback on all debit purchases with the Klarna Card or when you pay in full with your Klarna balance.
All your cashback adds up in one place. You can convert it to money in your Klarna balance, or choose to redeem it for airline and hotel points with a membership.
Everyone eligible for the Klarna balance can receive cashback from participating shops. Please note that whilst you can start earning cashback before activating your Klarna balance, your Klarna balance needs to be active to receive your earned cashback.
When you shop at participating shops in the Klarna app, you earn a percentage of your purchase back as cashback. Your cashback will accumulate automatically and you decide when to redeem it.
Yes. You can earn cashback on eligible purchases made through the Klarna app, no matter how you choose to pay. However, we recommend paying with Klarna, as it allows us to better support you if there are any issues with your cashback.
Cashback can be earned regardless of whether or not you’re splitting your payment.
It depends on the store. For most, it takes between 35 to 95 days for your purchase to be confirmed and cashback to become available to redeem.
There’s no earning limit to how much cashback you can earn.
Cashback never expires with a membership.
Without a membership, cashback remains active as long as you earn or redeem at least once every 90 days. If your account is inactive for 90 days, your cashback may expire. If you already have a Klarna balance, we'll automatically move your cashback there before it expires.
Convert cashback to money in your Klarna balance in the Klarna app. With a membership, you also have the option to redeem cashback for airline and hotel points.
Yes, you can shop Klarna deals when paying with Klarna and earn cashback at the same time, enjoying both savings and cashback benefits.
Yes, you can earn cashback and points with your loyalty cards. Cashback operates independently from existing loyalty programmes. Adding your regular loyalty card at checkout lets you earn both regular loyalty points and Klarna cashback.