What is a One-time card and how does it work?

Our One-time card service is a virtual single-use card to shop at any VISA card-accepting online store.

Each time you use our One-time card service you will receive a unique card number to use in the store’s checkout, like any regular credit card. Each One-time card then follows a specific payment plan which you can manage and pay in the


Please be aware that an authorisation hold might be placed on your payment card, depending on the payment option you use choose, when you use the One-time card service. This ensures that enough funds are available on your credit or debit card for first installment.

How to create a One-time card

  1. Shop with us in the Klarna app
    Choose Pay with Klarna when you shop in our

    or create a new One-time card in the .

  2. Set the spending amount
    Enter the exact amount, including shipping, that you plan to spend. After entering the amount, you will receive an overview of the agreement as confirmation. The maximum amount for a One-time card is currently €500 (minimum €10).

  3. Check out on the store’s site
    When you’re ready to check out, your address details will be pre-filled based on our information on file. If we don’t already have your information, you will enter your standard billing and shipping addresses.

  4. Pay with the One-time card
    When you are ready to pay, select the credit card option and enter the One-time card information, as you would with any other card. Enter the card number, expiration date, and CVV code.

  5. Check the app for updates
    If you end up spending less than the amount on the One-time card, you can change the spending amount by selecting Refund unused amount on the

    . Otherwise, the amount will automatically be adjusted after 14 days.

Good to know: You can only use a One-time card once and, if unused, the card expires after 24 hours. If you want to make another purchase, just create a new card and keep on shopping.

Where can I use the One-time card?

At any VISA card-accepting online store in IE. Just search for your favourite store in the search bar, create a One-time card, and use the card service when you checkout.

How do I pay for the purchases made with the One-time card?

When you create a One-time card it’s connected to your personal debit or credit card, according to the payment option you chose. Your first payment is debited 24 hours after the card is created and the following payments are automatically withdrawn according to the payment plan. You can view your plan, pay early and change your connected debit or credit card at any time in the


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Copyright © 2005-2024 Klarna Bank AB (publ). Klarna Bank AB (publ), is authorised by the Swedish Financial Supervisory Authority in Sweden and is regulated by the Central Bank of Ireland for conduct of business rules. Please shop responsibly, 18+, ROI residents only, T&Cs apply. Credit subject to status.