Do fish ever get thirsty?
Klarna helps you stay on top of your money, so you can think about, well, anything else.
Trusted by millions worldwide
Your money, in one place
Manage your everyday spending, payments and card together in the app. What you need sits at the top. Everything else, arranged your way.
Full toolkit. Zero clutter.
Pay your way, see your spending, earn cashback¹, and use a card that works everywhere.
Pay your way
Manage what you have to pay in the app. Update it with a tap if plans change.
See your spending
Insights live on your app home. Without the homework or switching to another app.
Little wins, built in
Cashback can be redeemed as cash to your bank account.² You can use it the next time you shop, with one click.
A card that works everywhere
Your Klarna Card lives in the app. Pay anywhere Visa is accepted, and manage it from the app home.³
If you cannot repay the debt on time, you risk a payment default. This may lead to difficulties in renting housing, signing contracts, and obtaining new loans. For support, contact budget and debt counselling in your municipality. Contact details are available at konsumentverket.se
Feel safe every step of the way
Built-in security systems⁴, a card you can block instantly, and help whenever you need it.
Less money noise. More headspace.
The app keeps you on top of your money. Headspace is there when you want more calm, included with Klarna Premium and Max.⁵