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Hej, we’re Klarna

We’re here to set the new standard for how people shop
and pay—proudly Swedish.

Download the app:

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Smarter shopping starts here

At Klarna, we're redefining the shopping experience to help people get more for their money. Here’s how:

  • Pay your way: Choose how you want to pay with our customisable payment options.¹

  • Save as you shop: Stay on top of your spending, set budgets and enjoy a range of other smart features.

  • Protect your data: Keep your data safe using advanced encryption and 24/7 fraud monitoring with Klarna.

¹Klarna's Pay in 3/Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.

Our history

Klarna old logo

Made in Stockholm

Three young Swedish entrepreneurs had a brilliant idea back in 2005—but not the best name. Kreditor became Klarna in 2010.

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Unicorn status unlocked

In 2012, Klarna reached a significant milestone with a $1B+ valuation, recognising our rapid growth and market impact.

Sofort logo

Klarna's family grows

In 2014, Klarna acquired SOFORT, creating Europe’s fastest-growing online payments group.

The Smoooth brand

A bold new era

In 2017, Klarna transformed from blue to bold pink, and secured a full banking license, expanding our capabilities to serve customers.

Klarna app

The Klarna app arrives

Launched in 2018, the Klarna app provides users with tools for smarter shopping, budget management, and seamless payments across online and in-store experiences.

Klarna app

The smart spending leader

As of 2025, Klarna is a leader in digital payments, offering flexible payment options, credit products, and financial tools to millions of shoppers worldwide.

The numbers don't lie

118m

active consumers

966k

merchants

3.4m

transactions per day

26

countries supported

Trusted by the world's most loved brands

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Meet the board

The board is Klarna’s top decision-making body, overseeing strategy, operations, and corporate governance to ensure accountability to both the organisation and investors.

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Get to know our culture

With offices around the world, our global team blends start-up energy with a drive to create bold, impactful change and redefine smarter spending.

Want to find out more?

Learn more about our sustainability efforts, latest news, and how to contact us.

Customer service

Whether you need answers to frequently asked questions, or help with order inquiries, find it all on our customer service page.

Learn more

Merchant support

Whether you need answers to frequently asked questions, help with order inquiries, or merchant support, our merchant support page has the resources you need for your business.

Learn more

Authority requests

If you represent a legal or regulatory authority and require information, please contact us here directly.

Learn more

Feedback

Tell us about your experience with Klarna via feedback@klarna.com. We value your input and read every response.

Get in touch

Privacy

We’re dedicated to providing a safe and trusted shopping experience, keeping your personal and financial information secure and private.

Learn more

Press

Stay up-to-date with the latest news from Klarna. Access materials like our press kit, company info and image library.

Learn more

Shop smart with Klarna today

Download the app:

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Copyright © 2005-2026 Klarna. Klarna Financial Services UK Limited is authorised and regulated by the Financial Conduct Authority (“FCA”) for carrying out regulated consumer credit activities (firm reference number 987889) and the provision of payment services and the issuing of electronic money under the Electronic Money Regulations 2011 (firm reference number 1021834). Klarna Financial Services UK Limited offers both regulated and unregulated products. Klarna’s interest free and pay up to 12 months Financing agreements, Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Incorporated in England (company number 14290857), with its registered office at 10 York Road, London, SE1 7ND.