Refer your friends

Earn up to £200 by referring friends.

Invite friends to the Klarna app and earn up to £200 in H&M Gift Cards. And your friends get a £10 gift card of their own. It’s a win-win.*

Scan the code with your phone's camera to get started:

Here’s how it works.

Step 1

Get the app and invite friends.

Sign in to the app, go to Settings and tap Invite friends. Share your link with others so they can use it to get the app.

Step 2

Your friends get £10.

As soon as your friends make their first eligible purchase with Klarna, they will unlock a £10 gift card.

Step 3

You get £20.

For each friend that unlocks their reward, you’ll get a £20 H&M gift card. That’s £200 up for grabs!

*T&Cs apply. Find the Klarna Referral Terms and Conditions here.

Why over +147M shoppers use Klarna.

More time to pay.

Split your purchase into 3 interest-free payments anywhere. Our app is safe, simple and helps you stay on top of your purchases.*

Never pay full price again.

Set price drop alerts on your saved items. Browse exclusive deals.

Personalised inspo.

It's about time you had a personal shopper. Take advantage of tailored inspiration in curated collections.

*Klarna’s Pay in 3/Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&Cs apply.

Refer your friends to earn gift cards.

Scan the code with your phone's camera to get started: