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Earn cashback¹ when you shop at hundreds of stores in the Klarna app. Redeem it for money added to your Klarna balance, or convert it to airline and hotel points with a membership.²

¹ Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Other limitations, conditions, and restrictions apply to benefits like Klarna Membership cashback.
² The provision of this service does not require licensing, registration or authorisation by the Central Bank of Ireland, and as a result is not covered by Central Bank of Ireland rules designed to protect consumers or by a statutory compensation scheme. Klarna Membership offered for a monthly fee. Cancel any time in the Klarna app. Exclusions, conditions, and limitations apply to membership benefits. Klarna Membership Terms apply.
119m people love to shop and pay with Klarna anywhere.

"Fabulous way to spread the cost of shopping. very straight forward to use"
Paul J. - 10/06/25

"I would recommend Klarna any day, any time. It’s by far the best money app ever made. It’s flexible and easy to use, good financing with tailor made customer service. Use it and you will thank me later"
Solomon - 04/06/25

"Klarna are brilliant! Very helpful when I had to send a product back to ebay. Very reassuring and easy to manage payment plan offered.. Also refunded promptly. Very satisfied customer."
Donna - 01/06/25

"Excellent customer service. I was so pleased with their efficiency in dealing with my issue."
Kelle S - 03/06/25

"Klarna is my favorite go to pay in installments app. They have a variety of stores that we all love shopping on . As well as paying in store is super easy. They never disappoint, Klarna is my 1st recommendation."
KadijahLove - 08/02/25
Customer reviews reflect their personal experience and opinion.
Showing our 5-star reviews.
Earn cashback, shop all of your favourite stores and stay on top of your spending with the Klarna app.

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Klarna offers flexible payments globally.
Copyright © 2005-2026 Klarna Bank AB (publ). Klarna Bank AB (publ), trading as Klarna, is authorised by the Swedish Financial Supervisory Authority in Sweden and is regulated by the Central Bank of Ireland for consumer protection rules. Please shop responsibly, 18+, ROI residents only, T&Cs apply. Credit subject to status.