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Why do I need to verify my details when paying?

Why do I need to verify my details when paying?

We ask you to verify your details to ensure your information, and purchases associated with your email address, are shared securely.

These are the ways by which we can verify your details:

  • We’ll send you a verification code by email to verify your email address
  • We’ll send you a verification code via SMS to verify your phone number
  • We’ll ask you to log into your bank to verify your identity
  • We will ask you to upload a photo ID together with a selfie

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Copyright © 2005-2026 Klarna. Klarna Financial Services UK Limited is authorised and regulated by the Financial Conduct Authority (“FCA”) for carrying out regulated consumer credit activities (firm reference number 987889) and the provision of payment services and the issuing of electronic money under the Electronic Money Regulations 2011 (firm reference number 1021834). Klarna Financial Services UK Limited offers both regulated and unregulated products. Klarna’s interest free and pay up to 12 months Financing agreements, Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Incorporated in England (company number 14290857), with its registered office at 10 York Road, London, SE1 7ND.

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