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How do Klarna balance automatic top‑ups work?

How do Klarna balance automatic top‑ups work?

Automatic top-ups help keep your Klarna balance funded without you having to think about it. You set the rules, and Klarna will process the top-up based on your preferences.

How to set it up:

  1. 1.
    Go to Wallet → Klarna balance (or open your Klarna Card home)
  2. 2.
    Tap Add money
  3. 3.
    Tap Make it a recurring payment to pick the frequency and day of the week for your automatic top-ups

Once set up, Klarna will attempt to top up your balance according to your schedule, so your Klarna Card is ready whenever you need it.

Tip: Make sure your linked payment method has enough funds on the day of the top-up to avoid failed transactions.

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Copyright © 2005-2026 Klarna. Klarna Financial Services UK Limited is authorised and regulated by the Financial Conduct Authority (“FCA”) for carrying out regulated consumer credit activities (firm reference number 987889) and the provision of payment services and the issuing of electronic money under the Electronic Money Regulations 2011 (firm reference number 1021834). Klarna Financial Services UK Limited offers both regulated and unregulated products. Klarna’s interest free and pay up to 12 months Financing agreements, Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Incorporated in England (company number 14290857), with its registered office at 10 York Road, London, SE1 7ND.