The Klarna credit card.
The smarter way to travel.
Shop abroad with no foreign exchange fees from Klarna. Pay in full, later, or spread the cost over time. No monthly or annual fees.
Sign-up:
Klarna credit card is a regulated credit product. Borrowing more than you can afford, or paying late, may make it harder to get credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply. Representative APR 0.0% (variable).
A card that works around the world on your terms
Accepted globally
Use the credit card anywhere Visa is accepted—online and in-store.
No foreign exchange fees
Spend in other currencies without extra fees from Klarna.
Flexible payment options
Pay in full, later, or in monthly instalments of 3, 6 or 12 months.¹
¹ If you want to spread a payment due under your Klarna credit card, you can convert it into a payment plan over 3, 6, or 12 months, to be repaid in monthly instalments. Interest is payable on conversions at a rate of 27.9% (fixed). Borrowing more than you can afford, or paying late, may make it harder to get credit in the future. Credit subject to status. 18+. UK residents only. Representative example: 27.9% APR representative based on a loan amount of £1,200 repayable over 12 months at an interest rate of 27.9% p.a. (Fixed). Monthly repayment of £127.90 and a total amount payable of £1,534.80. Total charge for credit £334.80. T&Cs apply.
Flexible payment options for every destination
Pay in full
Pay the full amount right away.
Pay monthly
Pay off your whole balance once a month interest-free.
Pay over time
Split the cost over 3, 6 or 12 months.
Take the credit card with you wherever you go
Whether it’s a café in Paris or a market in Mexico City, the credit card works worldwide—with no foreign exchange fees from Klarna.
Accepted in over 200 countries.
Real-time spending alerts in the app.
Sign-up:
Credit card in action
From big bookings to small purchases—pay your way, wherever you are.
Hotel booking – £1,200
• 6 monthly payments of £211.57²
• Payment plan set in app
• Spread the cost to fit your travel budget
→ Total: £1,269.42 including interest
Coffee in Paris – €4.00
• Pay in full
• FX-free conversion
• Klarna app alert shows exact exchange rate
² If you want to spread a payment due under your Klarna Credit Card, you can convert it into a payment plan over 3, 6, or 12 months, to be repaid in monthly instalments. Interest is payable on conversions at a rate of 27.9% (fixed). Borrowing more than you can afford, or paying late, may make it harder to get credit in the future. Credit subject to status. 18+. UK residents only. Representative example: 27.9% APR representative based on a loan amount of £1,200 repayable over 12 months at an interest rate of 27.9% p.a. (Fixed). Monthly repayment of £127.90 and a total amount payable of £1,534.80. Total charge for credit £334.80. T&Cs apply.
Get the credit card today
Apply in the app and start using it instantly—at home or abroad.
Sign-up: